HANDLING CLAIMS

Among the many advantages of being a church or governing body member of the CPIP family is the unique, efficient and beneficial way insurance claims are viewed, handled, and settled.  CPIP’s method allows covered entities to focus on their essential ministry and mission, and provides assurance that all persons and property associated with the congregation are appropriately protected by people who care.

All claims for CPIP churches, governing bodies and related entities are sent as soon as possible after the injury occurs, the theft is discovered, or the damage is discovered to:

           Covenant Presbyterian Insurance Program

            Attention:  Denise McReynolds

            Telephone:  1-877-333-2747

For further contact information, please go to the CONTACT US page of this website.  An email can be generated if you click on Denise McReynold's name.

Claims should be filed promptly with Denise McReynolds, who will know the answers to all your immediate questions, particularly including “Are we covered?”  Your concerns will be addressed, and the claim process started promptly. 

In addition to reporting your claim, police reports must be filed for most automobile accidents and all that cause personal injury.  Vandalism, theft and burglary of all kinds, including church and personal property on church premises should also be reported.

Your church’s insurance rates will not ordinarily increase because of filing a claim.  CPIP’s master policy serves hundreds of churches.  Premium rates are influenced by loss experiences for the entire CPIP family, not an individual church.  As a matter of fact, premiums are lowered by the size of the program, and the self-insurance portions of the family.

All claims are carefully reviewed to develop risk management policies and loss control practices in Presbyterian churches in all parts of the country.  Those churches with more frequent losses are assisted in reducing claims by services provided by CPIP through member presbyteries on a regular basis.  Many pages of this website contain helpful information on "Presbyterians protecting Presbyterians."